Wednesday, 4 February 2009
Quick post/update
Quick post to let you know that I'm alive and ok and I'm not leaving my blog, but I'm living through a few things in my life that don't leave me time or energies to post, so thank you for being so patient, I promise to be back!
Sunday, 25 January 2009
My new budget
After buying a house, moving to Mississauga and leasing a car, my budget has changed just a little bit... Well, a lot! xD So here you go, a budget for 2 with house and car living in Mississauga and working in Toronto :)
House payment -1,600.00
Hydro -150.00
Gas -153.25
Water -50.00
Fido -100.00 (Cellular phones)
Rogers -145.00 (Home phone, Internet and Cable)
Home Insurance -70.20
Life Insurance -46.21
Car Insurance -262.65
Car Leasing -259.18
Food -300.00
TTC -100.00 (Tokens that we use from time to time)
GO/MT Aiglee -200.00 (Go train and Mississauga Transit buses)
GO/MT Igor -150.00 (Go train and Mississauga Transit buses)
Car Gas -100.00
Total $3686
Of course this a 2 salary budget and you can always save not having cable and things like that, but you can have an idea of how much would cost now!
House payment -1,600.00
Hydro -150.00
Gas -153.25
Water -50.00
Fido -100.00 (Cellular phones)
Rogers -145.00 (Home phone, Internet and Cable)
Home Insurance -70.20
Life Insurance -46.21
Car Insurance -262.65
Car Leasing -259.18
Food -300.00
TTC -100.00 (Tokens that we use from time to time)
GO/MT Aiglee -200.00 (Go train and Mississauga Transit buses)
GO/MT Igor -150.00 (Go train and Mississauga Transit buses)
Car Gas -100.00
Total $3686
Of course this a 2 salary budget and you can always save not having cable and things like that, but you can have an idea of how much would cost now!
Monday, 19 January 2009
Buying a car
When buying a car, there are a lot of different decisions you need to take care of, like a new car or a used one, leasing or buying, budget, type, company and color and who knows how many more.
For us was pretty easy since we already had a year here and just bought a house, so our credit rating was pretty good. We wanted a new car and I really wanted a Toyota, so we went to Motorway Avenue here in Mississauga, that has all the car companies in the same street! that way is pretty easy to go from one to another one if you want to ask in different places and they compete for you, so you can get better offers ;)
We decided to lease a Toyota Yaris Sedan, which is like a very long rental (5 years in our case) and is more economic than to buy the car; if you do this, you can return the car in 5 years and just get another one! The monthly payments are going to depend in your initial payment and the price of the car.
It took us a grand total of 3 days to say which car we wanted and to have the keys in our hands, so it was pretty easy :D
The big problem now is to get all the snow off it almost every morning ^^
For us was pretty easy since we already had a year here and just bought a house, so our credit rating was pretty good. We wanted a new car and I really wanted a Toyota, so we went to Motorway Avenue here in Mississauga, that has all the car companies in the same street! that way is pretty easy to go from one to another one if you want to ask in different places and they compete for you, so you can get better offers ;)
We decided to lease a Toyota Yaris Sedan, which is like a very long rental (5 years in our case) and is more economic than to buy the car; if you do this, you can return the car in 5 years and just get another one! The monthly payments are going to depend in your initial payment and the price of the car.
It took us a grand total of 3 days to say which car we wanted and to have the keys in our hands, so it was pretty easy :D
The big problem now is to get all the snow off it almost every morning ^^
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